Frequently Asked Questions

We offer a comprehensive range of lending solutions including:

• Personal loans up to $5 Million
• Business loans up to $50 Million
• Commercial real estate financing
• SBA loan programs
• Equipment financing
• Working capital loans

Our interest rates vary depending on the loan type, amount, and your creditworthiness. We offer competitive rates starting from:

• Personal loans: Starting at 6.99% APR
• Business loans: Rates vary based on risk assessment
• Commercial real estate: Competitive market rates

Contact us for a personalized quote based on your specific situation.

Our application process is designed to be efficient and thorough:

• Initial pre-qualification: 24-48 hours
• Full application review: 3-7 business days
• Final approval and funding: 7-14 business days

Timeline may vary based on loan complexity and required documentation.

Required documents typically include:

Credit score requirements vary by loan type:

• Personal loans: Generally 650+ for best rates
• Business loans: 680+ preferred, but we consider other factors
• Commercial real estate: 700+ typically required

We evaluate the complete financial picture, not just credit scores. Contact us to discuss your specific situation.

We believe in transparency and fairness:

• No application fees for most loan products
• Some commercial loans may have minimal processing fees
• All fees are disclosed upfront before you commit
• No hidden charges or surprise fees

Yes! We offer flexible repayment options:

• No prepayment penalties on most loan products
• Make extra payments to reduce interest costs
• Pay off the full balance at any time
• Automatic payment discounts available

Stay informed about your loan application:

• Call our dedicated loan officers at (302) 273-5805
• Email us at info@capitallendingpartners.net
• Regular updates via email and phone
• Transparent communication throughout the process